State Bank of India ATM Rules: If you are a customer of State Bank of India, then this news is of your use. If the bank maintains a balance of up to Rs 1 lakh to its customers, you will not have to pay any charges on ATM transactions. On the other hand, if you withdraw money from any other bank’s ATM, then you do not have to pay any kind of fee for three transactions. At the same time, the limit for withdrawing money from Non-SBI ATM is different.
Depending on the base of your ATM i.e. SBI and Non-SBI ATM, you will have to pay a fee of Rs 5 to 20. On the other hand, if you withdraw more than the prescribed limit from the ATM, then you are charged a fee of up to Rs 10. On the other hand, if you pay more than the prescribed limit from other bank’s ATM, you will be given a charge of Rs 20.
Looks like this non-financial charge
Along with this, banks charge their customers many different non-financial charges in addition to ATM charges. To check the balance from the bank ATM customer, you will have to pay a fee of Rs 5 and for checking the balance from the ATM of other banks, you will have to pay a fee of Rs 8. On the other hand, if you maintain a balance of more than Rs 1 lakh, then you will not have to pay any such fee. On the other hand, on International Balance Transaction, you will have to pay a fee of 3.5 percent of the total transaction amount and an additional Rs 100.
Bank increased FD Charges
Let us tell you that on June 14, 2022, the country’s largest bank SBI had decided to increase the interest rates on its FDs of less than Rs 2 crore. From this onwards, customers will get higher returns on FDs of different tenures. This return is available on FD of less than 2 crores in SBI-
FD of 7 to 45 days – 2.90%
FD of 46 days to 179 days – 3.90%
180 days to 210 days FD – 4.40%
211 days to 1 year -4.40%
1 to 2 years – 5.20%
2 to 3 years – 5.20%
3 to 5 years – 5.45%
5 to 10 years – 5.50
read this also-
Bonus for Policyholders: This insurance company has announced a bonus, 10 lakh policyholders will get the benefit!
SBI FD vs Post Office FD: Planning to invest in fixed deposit scheme? Know where to get more returns