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Thursday, July 7, 2022

LIC Home Loan: Home people will get low rates, here is the complete information about the scheme

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LIC Home Loan: By the way, buying a house is everyone’s dream. Along with this, every person also wants that he can buy a house with his earnings, but due to less income and more expenses, this is not possible. If we want to buy a property, then we have to take a loan from somewhere.

In such a situation, if you are planning to buy a house, then LIC has brought an opportunity for you. LIC Housing Finance has announced to offer home loans at affordable interest rates. If you take a home loan from LIC, then you will have to pay a minimum interest rate of 6.66%.

Interest will be decided by CIBIL score

The company is offering home loan facility to those with low CIBIL score at different rates. If you take a home loan jointly with someone, then only the one whose CIBIL score is higher will be considered.

According to LIC HFL, all those people who are associated with any profession and their CIBIL score is 700 or above, they all have the facility of loan. This loan is for a limited time, which is valid only from 22 September to 30 November 2021.

will get loan

If you are applying for home loan from LIC HFL then you will get loan up to 90 percent of your property. If you apply for a loan of 30 to 75 lakh rupees, then you will get a loan of up to 80 percent of your property. If you take more than 75 lakhs then you will get 75 percent of the property value.

While taking loan from LIC, you will also have to give the documents which you give while taking loan in other banks. In this way you can easily buy the house of your dreams. Those looking for cheap interest should always keep their CIBIL score excellent. EMI should never be defaulted so that it does not become difficult to take the loan.

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