Post Office Saving Scheme: In today’s time, investors have suffered a lot in the share market. In such a situation, people nowadays like to invest in Post Office Schemes. By investing in post office schemes, you get high returns as well as security. This secures your future. So let us tell you about some special schemes of post office, by investing in which you can get better returns after a certain period-
Invest in Post Office Time Deposit (TD) Scheme
Time Deposit (TD) The post office scheme in which you can invest money for 1 to 5 years. Under this scheme, you can open an account up to Rs.1,000. There is no maximum limit for investment in this. On investing in this, you get a return of 5.5 percent to 6.7 percent.
Invest in Monthly Investment Scheme
If you want to get a fixed return every month, then you can invest in the Monthly Investment Scheme of the Post Office. This gives you an interest rate of 6.6 percent. An account up to Rs 1,000 can be opened under this scheme. In this, you can deposit Rs 4.5 lakh on a single account and up to Rs 9 lakh on a joint account. On investing in the scheme, you will get a fixed account every month. You will get the deposited amount after 5 years.
Invest in Senior Citizen Savings Scheme (SCSS)
You can invest in this scheme for up to 5 years. You get a return of 7.4 percent by investing in this scheme. In this you can invest from Rs 1,000 to Rs 15 lakh. You can invest in it only after the age of 60.
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